Emergency Collection Defense

Wage garnishment or bank levy notice? Call us today — we can stop it.

When the IRS or California garnishes your paycheck or freezes your bank account, you have a short window to act. We file Collection Due Process (CDP) hearings, negotiate release, and protect your assets — fast.

Same-day case review Collection Due Process hearings Asset protection strategy
[Image: protective shield over assets]
Time Matters

You have 30 days to file a CDP hearing.

If you received a Letter 1058 (Final Notice of Intent to Levy) or LT11, you have 30 days to file a Collection Due Process appeal — which legally pauses collection and gives you negotiation rights you don't otherwise have. Miss the deadline and the IRS can garnish without further notice.

Letter 1058 / LT11

Final Notice. 30 days to file CDP appeal — the most important deadline in tax collection.

Bank Levy in Effect

21-day hold before funds go to IRS. We file release requests targeting the 21-day window.

Wage Garnishment Active

Employer notified. We negotiate release based on hardship and structured payment alternatives.

What We Can Do

Collection alternatives that actually work.

Collection Due Process (CDP) Hearing

Filed within 30 days of Letter 1058. Pauses collection, gives you settlement rights, and preserves US Tax Court review. Often the most powerful tool available.

Installment Agreement

Streamlined IAs (under $50K) approved with minimal documentation. Larger debts negotiated with collection information statements.

Currently Not Collectible (CNC)

If you genuinely can't pay, we file Form 433 documentation to put the account in hardship status. Collection activity stops.

Offer in Compromise

Settle the underlying debt for less than full liability. Particularly powerful when paired with a CDP appeal. Learn more →

Penalty Abatement

First-time penalty abatement, reasonable cause abatement. Can reduce balances by 25-40% on its own.

Trust Fund Recovery Penalty Defense

For business owners hit personally for unpaid payroll trust fund taxes. We defend responsible-person determinations.

FAQ

Common questions about IRS collections.

The IRS just levied my bank account — can I get the money back?

Sometimes, yes. There's a 21-day hold period before levied funds are turned over to the IRS. If we can show hardship or arrange an alternative resolution within that window, we can often get the levy released. Call us today — the clock is running.

How fast can you stop a wage garnishment?

Often within days. We file Power of Attorney, contact the assigned Revenue Officer, and propose an immediate alternative (CNC, installment, OIC pending). Most Revenue Officers will release garnishment in exchange for a documented good-faith resolution path.

Will the IRS just take my house?

The IRS can place a federal tax lien on real estate, but actually seizing and selling a primary residence is rare and requires judicial approval. Tax liens, however, damage credit and can complicate refinancing. We work to resolve underlying debt and request lien withdrawal.

What's the difference between a lien and a levy?

A lien is a legal claim against your property (recorded publicly). A levy is the actual seizure of property — wage garnishment, bank account, accounts receivable. Liens damage credit; levies take money.

If I haven't filed tax returns for years, can you still help?

Yes — and getting current on filings is usually a prerequisite for any collection alternative. We help prepare delinquent returns and file them as part of the resolution strategy.

Emergency Consultation

Collection action moves fast. So do we.

If you've received a final notice, a levy, or a wage garnishment, call us today. Same-day review available for time-sensitive cases.

(408) 287-1888

Request Emergency Review

Time-sensitive cases get same-day callback.

Call (408) 287-1888 — Free Consultation